Alois is a Doctoral Researcher in the Department of Social Policy and Criminology. He holds an Advanced Master’s degree in Microfinance from Université libre de Bruxelles. He was the awarded the degree with Grande Distinction and was the best graduating student from the 2014/15 class. In addition to this, Alois holds a Master of Science in Finance and Investment degree as well as a Bachelor of Commerce (Honours) in Risk Management and Insurance degree from the National University of Science and Technology in Zimbabwe. Alois has professional experience from the insurance, banking and microfinance disciplines.
Alois’ doctoral study is entitled “The role of international mobile remittances in promoting financial inclusion and development: A Zimbabwean case study”. He is supervised by Professor Nicola Yeates, Dr. Cristina Santos and Dr. Ben Lampert. The study focuses on a technological innovation that enables international remittances to be received on the electronic mobile phone wallets of recipients in developing countries. The research particularly aims to investigate the effect of the international mobile remittances on access to and usage of financial services by the recipients and their communities at large. Furthermore, the study will examine the effect of the transfers on the financial capabilities of the recipients.
Alois’ research interests include financial inclusion, mobile banking, financial capability, remittances and migration. He is particularly interested in the role of financial services in improving the lives of poor people in developing countries.